UAD 3.6 Subject Property fields
Section 3 of the Uniform Residential Appraisal Report has 37 indexed fields. Select a field to open it on the report.
UAD Guide is an independent, unofficial resource, last reviewed October 17, 2026. For the official answer, use Fannie Mae and Freddie Mac.
Physical Address Field 3.000
When: Always required
Property Address: Physical address of the property being appraised. The following address elements must be included: • Street number and name (including pre-directional indicator, suffix, post- directional indicator) • Unit number, if applicable o For condos, co-ops, and condops, only use the unit number if it is in the USPS address. o Do not use unit number for properties with more than one unit, such as 2- to 4-unit properties. o If the unit number is not applicable, leave it blank. • City, state, and ZIP code Examples: • For a single-family attached or detached property: o 123 Oak St, Anytown NY 11111 • For a high-rise condo, co-op, or condop: o 123 Oak St, Unit 101, Anytown NY 11111 The purpose of the address in the appraisal is to identify the location of the subject property. If the subject property address has not been assigned through USPS, another descriptive method for the address line (e.g., Lot and Block) must be provided to indicate the location. 2- to 4-Unit Properties Physical Address represents the address for the entire property. • Do not populate unit number in Physical Address. Unit Identifier is included in the Unit Interior section (10.002), not here. • Do not use Alternate Physical Address for one of the units. Examples: • For a property with one dwelling (100 Main St), where each unit (Units 1- 4) has a separate address, enter 100 Main St for Physical Address. The individual units would be identified with Unit Identifier (10.002). • For a property with two dwellings, each with a separate address (100 Main St and 102 Main St), enter 100-102 Main St for Physical Address.
Partly maps to Property Address Address (Line 1) ADDRESS OF PROPERTY APPRAISED; City Address (Line 2) Address of Property Appraised City,State,Zip; Zip Code Address (Line 2) Address of Property Appraised City,State,Zip on the UAD 2.6 Form 1004.
Alternate Physical Address Field 3.001
When: If applicable
Alternate or “also known as” physical address(es) of the property being appraised. This includes any other physical property addresses recognized for the subject property. If the property has multiple distinct addresses, include them in Alternate Physical Address. Examples: • Corner lots o Example: A house at the corner of Main St and 1st St that faces 1st St may have an address of 123 Main St and an additional address of 200 1st St. • Multiple city names that use the same ZIP code o Example: Colesville MD, Burtonsville MD and Silver Spring MD are all valid cities for ZIP code 20904. • Address changed by the local jurisdiction • Rural property with a rural delivery address. Some properties do not have traditional “city style” addresses that denote the physical address. o Example: Enter RD #6 Chase Rd for Physical Address and Box 40 Chase Rd for Alternate Physical Address. • Condos, co-ops, or condops where the legal description differs from the USPS address. o Example: Mailboxes located in a cluster box in a lobby or outside of the building. Enter 123 Oak St for Physical Address and 123 Oak St, Box 11 for Alternate Physical Address.
No UAD 2.6 field is listed for it in the cross-reference guide.
County Field 3.002
When: Always required
Name of county or parish as defined by the state. Notes: • If the subject property is not located in any county (located in an independent city), enter the name of the local municipality or district in which the property is located. Examples: Baltimore City, Fairfax City. • If the property is located in more than one county, provide the county that corresponds to the Physical Address, and provide further details in Subject Property Commentary (3.032).
Maps to County on the UAD 2.6 Form 1004.
Neighborhood Name Field 3.003
When: If applicable
The neighborhood name may be a name recognized by the municipality in which the property is sited. Note: • Neighborhood name may not apply in some areas, such as rural areas. In this case, enter None when the row is included in the Sales Comparison Approach (22.03.03) or Rental Information (23.03.02).
Maps to Neighborhood Name on the UAD 2.6 Form 1004.
Attachment Type Field 3.004
When: Always required
Whether the residential dwelling has a common wall or other direct physical connection with another dwelling or structure that has a different legal description.
Maps to Building Type Det. Building Type Att. on the UAD 2.6 Form 1004.
Units Excluding ADUs Field 3.005
When: Always required
Number of separate living units on the subject property, not counting any ADUs. ADUs are entered in a separate field (3.006) but are considered in the overall unit count. Examples: • A single-family property (with or without an ADU) is reported as 1 unit in this field. • A three-unit property (with or without an ADU) is reported as 3 units in this field.
No UAD 2.6 field is listed for it in the cross-reference guide.
Accessory Dwelling Units Field 3.006
When: Always required
Number of ADUs on Subject Property Notes: • Enter zero (0) if there are no ADUs on the property. • ADUs may be in the dwelling, attached to the dwelling, or associated with a separate building (outbuilding).
No UAD 2.6 field is listed for it in the cross-reference guide.
Dwellings Containing Units Field 3.007
When: Always required
Number of dwellings on the property. A dwelling is a structure designed to be used as a residence that contains one or more living units. Notes: • Dwellings Containing Units only displays when there is more than 1 living unit (Units Excluding ADUs is more than 1). • An outbuilding is a structure other than a dwelling (e.g., barn, shed, bunkhouse, standalone ADU). Outbuildings are not included in Dwellings Containing Units. A detached garage with an ADU would not be captured here. Examples: • Enter 1 for a 2-unit property where both units are in the same building. • Enter 1 for a 3-unit property where all units are in the same building. • Enter 2 for a 2-unit property where each unit is in a separate building.
No UAD 2.6 field is listed for it in the cross-reference guide.
Special Tax Assessments Field 3.008
When: Always required
Indicates whether there are special tax assessments. A special tax assessment is an additional tax levied on the property to pay for specific local (municipalities or governmental) infrastructure projects (e.g., public road or sewer construction or maintenance). Note: Do not include project special assessments. These are reported in the Project Information section (18.072).
Maps to Special Assessments $ on the UAD 2.6 Form 1004.
Description of Special Tax Assessments and Impact to Value / Marketability Field 3.009
When: Required if Special Tax Assessments is Yes
Describe the special tax assessment, including amount, purpose, and the impact to value and / or marketability.
Maps to Special Assessments $ on the UAD 2.6 Form 1004.
Planned Unit Development (PUD) Field 3.010
When: Always required
Property in a PUD Indicates whether the property is in a PUD. A PUD is a subdivision that consists of common property and improvements that are owned and maintained by a homeowners association (HOA) for the benefit and use of the individual PUD unit owners. A unit owner in the PUD has title to a residential property (parcel and dwelling) and an interest in the HOA that owns or manages the common areas and facilities of the PUD.
Maps to PUD on the UAD 2.6 Form 1004.
Condominium Field 3.011
When: Always required
Property in a Project • Yes (the property is in a condominium, cooperative, or condop) • No (the property is not in a condominium, cooperative, or condop)
No UAD 2.6 field is listed for it in the cross-reference guide.
Cooperative Field 3.012
When: Always required
Property in a Project • Yes (the property is in a condominium, cooperative, or condop) • No (the property is not in a condominium, cooperative, or condop)
No UAD 2.6 field is listed for it in the cross-reference guide.
Condop Field 3.013
When: Always required
Property in a Project • Yes (the property is in a condominium, cooperative, or condop) • No (the property is not in a condominium, cooperative, or condop)
No UAD 2.6 field is listed for it in the cross-reference guide.
Property on Native American Lands Field 3.014
When: Always required
Indicates whether the property is on Native American Lands. Identification of appraisals for properties located on Native American Lands provides the GSEs the ability to recognize these properties for special loan products that support lending to members of federally recognized indigenous tribes in tribal areas and Hawaiian Home Lands. Note: If Yes, Native American Lands Type (3.021) must be provided.
No UAD 2.6 field is listed for it in the cross-reference guide.
Subject Site Owned in Common Field 3.015
When: Always required
Site Owned in Common: Indicates whether land associated with the property is owned by an association, such as a condominium project, cooperative, or condop. • Yes (the land supporting the dwelling is commonly owned through an association such as a condo, co-op or condop). • No (the homeowner owns or leases the land sole and separate from another entity).
No UAD 2.6 field is listed for it in the cross-reference guide.
Homeowner Responsible for all Exterior Maintenance of Dwelling(s) Field 3.016
When: Always required
Indicates whether the homeowner is responsible for all exterior maintenance of the dwelling(s) on the property. Subject Property Commentary (3.032) can be used to clarify specific maintenance responsibilities if needed.
No UAD 2.6 field is listed for it in the cross-reference guide.
New Construction Field 3.017
When: Always required
If Yes, all dwellings on the property are 100% newly constructed, including the foundation, were completed in the past 12 months, have never been occupied, and exhibit no signs of wear or use. Reference the condition rating definitions in Appendix 2: Condition and Quality Rating Definitions.
No UAD 2.6 field is listed for it in the cross-reference guide.
Construction Stage Field 3.018
When: Required for FHA and VA appraisals when New Construction is Yes
The stage of construction at the time of the inspection. • Complete • Proposed • Under Construction Reference the appropriate government agency appraisal guidelines for more information.
Maps to Existing Proposed Under Const. on the UAD 2.6 Form 1004.
Property Rights Appraised Field 3.019
When: Required if the property is not in a cooperative
Ownership interest in the property • Fee Simple • Leasehold • Other (Describe)
Maps to Property Rights Appraised Fee Simple Property Rights Appraised Leasehold Property Rights Appraised Other Leasehold/Fee Simple; Property Rights Appraised Other (describe) on the UAD 2.6 Form 1004.
Community Land Trust Field 3.020
When: Required if Property Rights Appraised is Leasehold or Other
Indicates whether the property is in a Community Land Trust.
No UAD 2.6 field is listed for it in the cross-reference guide.
Native American Lands Field 3.021
When: Required if Property on Native American Lands is Yes
Native American Lands Type: The legal means by which Native American land is owned. • Alaska Native Corporation Land • Hawaiian Home Lands • Tribal Trust Land • Other (Describe)
No UAD 2.6 field is listed for it in the cross-reference guide.
Ground Rent Annual Amount Field 3.022
When: Required if Property Rights Appraised is Leasehold and Site Owned in Common is No
Annual amount agreed to be paid for the ground rent for the subject property.
No UAD 2.6 field is listed for it in the cross-reference guide.
Renewable Field 3.023
When: Required if Property Rights Appraised is Leasehold and Site Owned in Common is No
Lease Renewable Indicates whether the ground lease is renewable.
No UAD 2.6 field is listed for it in the cross-reference guide.
Term Field 3.024
When: Required for FHA, USDA, and VA appraisals when Lease Renewable is Yes
Total number of years the ground lease is in effect (full term of the lease). Reference the appropriate government agency appraisal guidelines for more information.
No UAD 2.6 field is listed for it in the cross-reference guide.
Expires Field 3.025
When: Required if Property Rights Appraised is Leasehold and Site Owned in Common is No
Expiration date of the ground lease.
No UAD 2.6 field is listed for it in the cross-reference guide.
Description of Ground Rent and Impact to Value / Marketability Field 3.026
When: Required if Property Rights Appraised is Leasehold and Site Owned in Common is No
Provide commentary on the ground rent, sources of information, a description of the impact to value and / or marketability, and any other details.
No UAD 2.6 field is listed for it in the cross-reference guide.
All Rights Included in Appraisal Field 3.027
When: Required if Site Owned in Common is No
Indicates whether all ownership rights are being included in the appraisal.
No UAD 2.6 field is listed for it in the cross-reference guide.
Rights Not Included Field 3.028
When: Required if All Rights Included in Appraisal is No
Ownership rights that are not being included in the appraisal. • Air Rights • Mineral Rights • Timber Rights • Water Rights • Other (Describe)
No UAD 2.6 field is listed for it in the cross-reference guide.
Mineral Rights Leased Field 3.029
When: Required for FHA, USDA, and VA appraisals when mineral rights are included
Indicates whether mineral rights for the subject property are subject to a lease agreement. Reference the appropriate government agency appraisal guidelines for more information.
No UAD 2.6 field is listed for it in the cross-reference guide.
Description of Rights Not Included Field 3.030
When: Required if All Rights Included in Appraisal is No
Provide a description of ownership rights that are not included in the appraisal, including the impact to value and / or marketability.
No UAD 2.6 field is listed for it in the cross-reference guide.
Legal Description Field 3.031
When: Always required
Description of all parcels being valued in the appraisal. Provide one Legal Description for the entire property, including all parcels. It may be provided as text or as an image, such as in cases where the Legal Description is lengthy. A caption may be provided to further identify the image.
Maps to Legal Description on the UAD 2.6 Form 1004.
Legal description image Field 3.031.1
When: IF ParcelsLegalDescription Is Not Present
A value from a MISMO prescribed list that categorizes the image.
No UAD 2.6 field is listed for it in the cross-reference guide.
Legal Description Photo: Image Caption Comment Description Field 3.031.2
When: IF ImageFileLocationIdentifier Is Present AND Exists
A free-form text field used to further describe or comment on the image.
No UAD 2.6 field is listed for it in the cross-reference guide.
Subject Property Commentary Field 3.032
When: If applicable
Additional commentary specific to the Subject Property section. Commentary may include: • Details captured above that require additional support. • Information pertinent to the Subject Property section that is not captured in the details above.
Maps to Neighborhood Description Market Conditions Amenities Patio/Deck Description Amenities Pool Description Amenities Fence Description Amenities Porch Description on the UAD 2.6 Form 1004.
Subject Property additional exhibit Field 3.033.1
When: IF Exists
A value from a MISMO prescribed list that categorizes the image.
No UAD 2.6 field is listed for it in the cross-reference guide.
Optional Photos: Image Caption Comment Description Field 3.033.2
When: IF ImageFileLocationIdentifier Is Present AND Exists
A free-form text field used to further describe or comment on the image.
No UAD 2.6 field is listed for it in the cross-reference guide.